Getting onto the property ladder is no easy feat.
It hasn't been for a long time and it may be harder than ever amid the cost of living crisis, the price of deposits and high mortgage rates- even despite house prices falling on average in recent months across the country. Many are renting instead - either because they choose to, avoiding the commitment of a mortgage, or because they are unable to make that first step onto the property ladder.
We want to hear from you on your experiences getting onto - or trying to get onto - the property ladder.
READ MORE: Win a holiday from Liverpool John Lennon Airport to Madeira, Portugal with Jet2holidays
READ MORE: Join the Liverpool ECHO's latest WhatsApp community ahead of Black Friday
We are surveying our readers on their experiences getting onto - trying to get onto - the property ladder. Tell us about your experiences and your thoughts. Is it a critical situation? Does more need to be done to aid first-time buyers? Tell us via the survey below.
If the survey doesn't appear you can take it here.
